who needs drive other car coverage

Drive other car insurance is auto insurance protection for people who need to drive a car borrowed or rented from a third party. Drive Other Car Coverage A special coverage concern exists for households that only have access to vehicles that are either supplied or owned by a business.

How Does Car Insurance Work

Drive Other Car DOC insurance is a commercial auto insurance endorsement that can provide coverage to an individual driving a non-owned company vehicle.

. Named Individuals CA 99 10. When an employee drives a vehicle provided by their employer they qualify as an insured person under the employers commercial auto liability insurance. Driving other cars cover is really only intended.

A Drive Other Car Coverage form extends select coverage to protect non-owned and hired vehicles when driven by any member of the insured household. Many business owners have all their vehicles covered as a business auto and do not have a personal auto policy. Drive other car also known as doc or ca9910 is a broadened coverage endorsement that gives certain named individuals coverage on vehicles that do not have to be listed on an auto policy.

Drive other car coverage is only necessary when that employee drives an auto belonging to another person who may not maintain insurance or whose insurance limits are. However a generic drive other coverage has the same characteristics across the board. While the liability section of the standard business auto policy doesnt address employees specifically it does apply to anyone using a covered auto that thename See more.

Well simply put if youre a business. Truckers coverage forms is titled Drive Other Car Coverage--Broadened Coverage for. Drive Other Car endorsement is a commercial auto endorsement designed to provide non-owned auto coverage under a.

Drive Other Car DOC Coverage - what is it and why do you need it. Learn more about what DOC. Your business may need this coverage if you drive a vehicle for work and in turn drive it home to the store or for any other personal reason.

If you need to borrow test drive rent or lease a vehicle Drive Other Car insurance will extend the coverages youve purchased for your commercial auto insurance policy - like Liability. What is hired auto coverage. Drive other car coverage provides liability medical payments uninsuredunder-insured motorist and physical damage coverage for the personal use of a non-owned automobile by the.

The two types of people who should look into purchasing some form of Drive Other Car coverage include. When do you need a drive other car coverage. It is designed to cover the employee his or her spouse.

The full technical definition is as follows. Drive-Other-Car coverage closes that particular gap for employees who do not have their own personal automobile insurance policy when they are driving a non-owned vehicle for personal. Driving other cars is a clause in your policy that allows you to drive someone elses car without being a named driver on their policy.

Business owners who have all their personally titled autos insured under. Drive Other Car also known as DOC or CA9910 is a broadened coverage endorsement that gives certain named individuals coverage on vehicles that do not have to be listed on an. Drive Other Car coverage also called DOC.

Broad Form Drive Other Car Coverage Automobile coverage available under a commercial auto eg business auto auto dealers motor carrier policy for employees executives or any.

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